Contractor – General Liability Insurance
Learn why you need an Insured Contractor.
Hiring any type of contractor with general liability insurance is essential for several reasons:
- Protection against property damage: General liability insurance provides coverage for property damage. No matter if caused by the contractor or their employees during the project. However, if any damage occurs to your property or surrounding structures, the contractor’s insurance can cover the costs of repairs. Saving you from a significant financial burden.
- Coverage for bodily injury: If someone is injured on your property due to the contractor’s work, general liability insurance can cover medical expenses, legal fees, and other costs associated with the injury. This protects you from potential lawsuits and ensures the injured party receives compensation.
- Peace of mind: Hiring a contractor with general liability insurance provides peace of mind for you and the contractor. It shows that the contractor is responsible and takes their work seriously. If any unexpected incidents occur during the project, you can rest assured that the insurance will provide the necessary coverage.
- Contractor credibility: General liability insurance is often a requirement for contractors to obtain and maintain their licenses. By hiring a contractor with insurance, you can be confident that they are licensed, qualified, and compliant with local regulations. It demonstrates their professionalism and commitment to their work.
- Risk mitigation: Construction projects inherently involve accidents, property damage, or injuries. General liability insurance is a risk management tool that transfers the financial burden of such incidents from the homeowner to the contractor’s insurance company. This reduces your exposure to financial losses and potential legal complications.
Professional Insured Craftmanship
When hiring a contractor, it’s important to verify their insurance coverage by requesting a certificate of insurance directly from their insurance provider. This document will outline the coverage limits, policy dates, and other relevant details. It’s also advisable to consult with an attorney or insurance professional to ensure that the contractor’s insurance adequately covers your specific project requirements.
Why AIS is your best Contractor for your Remodeling Project
AIS Marble and Stone has been doing bathroom and kitchen remodeling projects in the greater Houston area for many years. Firstly, this experience translates into efficient, skilled work performed professionally and on budget. But secondly and equally as important is the peace of mind of getting your project done correctly and under insurance coverage. Please feel free to contact us if you have any questions.